A novelty banknote can lean toward a personal-interest display piece or toward a classic-currency look. Between these two $100-themed collectibles, the key decision is whether a Joe Montana football design or a Series 1928 Benjamin Franklin replica better suits the collection, gift, or display you have in mind.
Quick verdict
Pick the Joe Montana $100 Gold Novelty Federal Reserve Note Banknote Art Collectible when the football connection is the point. Its Joe Montana design makes the subject matter immediately specific for a fan-focused collection.
Pick the 24K Gold Foil 100 Dollar Bill Novelty Series 1928 Benjamin Franklin Collectible when you want the more traditional American-currency-inspired direction. The Benjamin Franklin and Independence Hall design, embossed texture, and reflective gold-plated foil presentation make it the more history-styled choice. It is also listed at the lower of the two prices.
At-a-glance comparison
| Detail | Joe Montana $100 Gold Novelty Note | 24K Gold Foil Series 1928 Benjamin Franklin Bill |
|---|---|---|
| Listed price | USD 4.99 | USD 3.94 |
| Main design focus | Joe Montana football banknote art | Benjamin Franklin and Independence Hall replica design |
| Shared banknote details | $100 denomination; ungraded; uncertified | $100 denomination; ungraded; uncertified |
| Additional listed presentation detail | Gold novelty Federal Reserve Note | 24K gold-plated foil with embossed texture |
| Condition notation | Ungraded | Uncirculated and ungraded |
The listed-price spread is $1.05, so the decision is more about design direction than a large gap in cost.
Where each collectible wins
Choose the Joe Montana design for football-centered collecting
The Joe Montana note has the clearer fit for someone who wants sports imagery integrated into paper-money-style art. "Joe Montana" is front and center in the title and description, rather than being a secondary motif. That makes it a natural pick for a football fan's display, a sports-themed gift, or a collection that mixes athlete memorabilia with novelty currency.
It is also straightforward in concept: a $100 gold novelty Federal Reserve Note presented as banknote art. If the personal connection to Montana is what will make the piece meaningful, this is the more direct choice.
Choose the Benjamin Franklin foil bill for classic-currency styling
The Series 1928 Benjamin Franklin design is the better match for shoppers drawn to historical American currency aesthetics. Its stated Franklin obverse and Independence Hall reverse provide a more traditional visual theme, while the embossed, reflective foil finish adds decorative texture.
This option is explicitly described as a novelty collectible with no monetary value, placing the focus on presentation rather than spendability. The uncirculated notation may also appeal to shoppers who prefer that stated condition descriptor alongside the ungraded status.
Product notes
Joe Montana $100 Gold Novelty Federal Reserve Note Banknote Art Collectible
Choose this note for its unmistakable football focus. Joe Montana is the defining visual subject, so it has a more personal and sports-oriented identity than a conventional historical-currency replica. The $100 denomination and gold novelty Federal Reserve Note format keep it aligned with paper-money display themes while giving football fans a specific centerpiece. At USD 4.99, it sits at the top of this two-item comparison, but the extra cost is small in absolute terms.
Its limitation is equally clear for collectors seeking graded or certified material: it is listed as both ungraded and uncertified. It is best suited to someone choosing the athlete motif and novelty banknote-art concept, rather than someone whose priority is formal grading information.
24K Gold Foil 100 Dollar Bill Novelty Series 1928 Benjamin Franklin Collectible
This is the stronger choice when classic visual references matter most. The Series 1928 replica styling, Benjamin Franklin portrait, Independence Hall reverse, and embossed gold-plated foil surface create a display-oriented interpretation of a $100 bill. At USD 3.94, it is the lower-priced option, and its uncirculated notation adds a distinct listed detail not shown for the Montana note.
The main limitation is that it is expressly a novelty collectible with no monetary value. It is also ungraded and uncertified, like the Montana design. Choose it for the decorative historical-currency look and textured foil presentation, not as a substitute for a monetarily spendable banknote.
Final choice by use case
For a football fan or sports-memorabilia display, choose the Joe Montana $100 Gold Novelty Federal Reserve Note Banknote Art Collectible. Its athlete-centered design is the decisive advantage.
For a desk display, decorative gift, or collection centered on classic American-currency imagery, choose the 24K Gold Foil 100 Dollar Bill Novelty Series 1928 Benjamin Franklin Collectible. Its Franklin-and-Independence-Hall theme and embossed foil finish give it the more traditional banknote-art character.

